A sudden death can place financial stress on those who depend on you. If this happens, life cover can help them pay the bills and other living expenses. What is life cover Life cover is also called 'term life insurance' or 'death cover'. It pays a lump sum amount of money when you die. The […]
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How to create a good relationship with your new aged care facility
When moving into a new home it's important to make yourself familiar with your new environment. Get to know how your facility runs, spend some time with your new neighbours and develop strong relationships with staff and carers at the nursing home. Building close relationships in aged care is crucial to enjoying your stay, says […]
What Is A Reverse Mortgage?
A way for retirees to unlock the equity in their homes. The reverse mortgage or equity release loan is a relatively new mortgage product that has been created for retirees who are asset-rich but cash-poor. Reverse mortgage or equity release loan – what is it? If you’re a retiree, a reverse mortgage or equity release […]
COVID-19 super and shares
During these uncertain times, you might be nervous about your investments. It's important to consider your long-term goals and make well-informed decisions. Here are some steps to take with your super or investments in shares to ride out ups and downs in the investment markets. 1. Avoid focusing on market volatility When investment markets are […]
COVID-19 super and shares
During these uncertain times, you might be nervous about your investments. It's important to consider your long-term goals and make well-informed decisions. Here are some steps to take with your super or investments in shares to ride out ups and downs in the investment markets. 1. Avoid focusing on market volatility When investment markets are […]
Most SMSFs are still poorly diversified
From its COVID-inspired low point in late March, the Australian share market – as measured by the performance of the S&P/ASX 300 Index – has surged more than 40 per cent. It's an impressive rebound in such a short period of time, delivering strong returns to equity investors, especially to those who have broad exposure […]
Choosing home insurance
Home insurance covers the cost of repairing or replacing your house when something goes wrong. When buying home insurance, price is important, but not everything. Focus on what you need, and what is (and isn't) covered by different policies. Home insurance covers the building itself and the fixtures, for example, plumbing and built-in cabinetry. It […]
The difference advice makes being proven right now
People often make unwise or hasty decisions when they’re under stress. And a growing number of Australian households have found themselves under stress, both financially and non-financially, during the COVID-19 pandemic. It’s at these times the value of professional advice really comes to the fore. CoreData recently published a white paper, The post-pandemic advice landscape. […]
3 ways to better manage invoice payments
For many businesses, invoice payments are a source of ongoing cost and headache. In this article, Graham Bowers discusses ways to improve your situation. Your business growth and success depend on the health of your cash flow. The more cash reserves you have, the more confident you can be in exploring new opportunities, scaling your […]
Property investing checklist
Investment in real property, such as residential real estate, is likely to be a lengthy process and one that usually involves a plan for the long term. To ensure you have considered what is required before making the big purchase, we’ve outlined steps you need to take in that process. 1. Make the commitment A […]