More than most, small business owners are responsible for ‘knowing their numbers’. But what happens when financial literacy is variable across the board? For many small business owners their day can be as colourful as a rainbow, juggling anything from products, to suppliers, marketing, and customer service. They’re expected to be the jack of all […]
More than most, small business owners are responsible for ‘knowing their numbers’. But what happens when financial literacy is variable across the board? For many small business owners their day can be as colourful as a rainbow, juggling anything from products, to suppliers, marketing, and customer service. They’re expected to be the jack of all […]
Financial advisers are professionals who can help you plan and manage bigger financial decisions. Know what to expect when you get advice and how to stay on top of your financial plan. Helping you set and achieve your goals A financial adviser can help you set financial goals so you feel confident that your future […]
Financial advisers are professionals who can help you plan and manage bigger financial decisions. Know what to expect when you get advice and how to stay on top of your financial plan. Helping you set and achieve your goals A financial adviser can help you set financial goals so you feel confident that your future […]
The Reserve Bank's decision this month to cut the official interest rate to a record low 0.1 per cent was another wake-up call for Australians heavily reliant on income from savings, especially many retirees. A look at the latest domestic monthly banking statistics shows that at the end of October Australian households collectively had $1.1 […]
The Reserve Bank's decision this month to cut the official interest rate to a record low 0.1 per cent was another wake-up call for Australians heavily reliant on income from savings, especially many retirees. A look at the latest domestic monthly banking statistics shows that at the end of October Australian households collectively had $1.1 […]
The students of 2020 are graduating to the adult world in one of the most uncertain times in recent history amid recession, pandemic and global political tensions. The prospect of working, saving and investing is a daunting prospect – and the hope of home ownership must seem an eternity away. In times like these, knowing […]
Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into an arrangement with you. Let’s break it down. What the bank considers For the bank, financial risk comes down to whether you can repay your […]
In the absence of retail, hospitality, cultural centres and sporting outlets, many of us have gravitated towards new activities to occupy our time during lockdown. For some, this has meant a foray into the world of sourdough and slow cooking, or a deeper dive into the abyss that is the Netflix catalogue. For others, as ASIC […]
A sudden death can place financial stress on those who depend on you. If this happens, life cover can help them pay the bills and other living expenses. What is life cover Life cover is also called 'term life insurance' or 'death cover'. It pays a lump sum amount of money when you die. The […]