First Financial Services , Financial Planners in Cairns can help you review your financial situation.

According to research from the Reserve Bank in its 2004 annual report, Australia enjoys one of the greatest home ownership rates in the world. But in a time of high house prices how do you make this great Aussie dream a reality?

Some questions you may wish to consider include:

  • Am I better off renting than buying?
  • I really want my own place. How much do I need?
  • How much can I borrow?
  • How much deposit will I need?
  • What additional costs will I be up for when I buy a place of my own?
  • I’ve heard that there are concessions for first home buyers?
  • I’ve done all the numbers and even with the concessions, I still don’t have enough. How do I get my deposit together?
  • What should I do with my money while I try to accumulate a bigger deposit?
  • What types of loans are available?
  • What should I look for in a loan?
  • How do I find the right mortgage for me?

At First Financial Services, we can;

  • Work out how much you can borrow based on current financial commitments.
  • Calculate the deposit you are likely to need.
  • Identify options to save for a deposit in the time frame you set.
  • Apply for and manage your Mortgage with our experience mortgage broker
  • Set a budget to cover your mortgage commitments when you have purchased your property.
  • Review, recommend and organise appropriate insurances.
  • Recommend if you need to create or review your Will.

What to do next

First Financial Services , Financial Planners in Cairns can help you review your financial situation. Contact us on 07 4038 3333.

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