You already know the importance of maintaining consistent cash flow. Did you know that your business’s assets can be the solution? If your business’s cash flow is stifling its success, it’s time to look for a solution. Simple steps such as negotiating longer payment terms with suppliers and shorter terms with debtors can help. If […]
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Starting strong: Your 2021 Tech To Do list
In a year where simply keeping the doors open was a challenge for many businesses, finding the funds for tech upgrades might feel like a daunting prospect. The good news is, the consumerisation of information technology and the digital revolution have slashed the cost of IT products and services. Cloud computing means you no longer […]
Estate planning and superannuation
Many of us spend a great deal of time planning for our retirement but understandably, often do not put the same degree of effort into planning for our deaths. It is not always a pleasant topic to think about, nor is it a commonly understood process. It is however a way of caring for your […]
Estate planning and superannuation
Many of us spend a great deal of time planning for our retirement but understandably, often do not put the same degree of effort into planning for our deaths. It is not always a pleasant topic to think about, nor is it a commonly understood process. It is however a way of caring for your […]
Transition to retirement: Access your super while you keep working
A 'transition to retirement' (TTR) strategy lets you access some of your super and keep working. Setting this up can be complicated, so contact your super fund or financial adviser for advice. How transition to retirement works If you're aged 55 to 60 and still working, you can use a TTR strategy to: supplement your […]
Getting your super: Find out when you can access your super
You can get your super when you retire and reach your 'preservation age' — between 55 and 60, depending on when you were born. There are special circumstances where you can access your super early. Scam alert! Watch out for cold-call offers to help you get early access to your super The only way to apply to withdraw […]
Getting your super: Find out when you can access your super
You can get your super when you retire and reach your 'preservation age' — between 55 and 60, depending on when you were born. There are special circumstances where you can access your super early. Scam alert! Watch out for cold-call offers to help you get early access to your super The only way to apply to withdraw […]
Contents insurance: Protect the things you value in your home
Contents insurance covers your household items and personal belongings if they're damaged, lost or stolen. This can include your furniture, clothes, computer, fridge, television, tools and jewellery. If you own your home, you can bundle your contents insurance with your home insurance. This is usually cheaper than having separate policies. Getting the right contents insurance When […]
Contents insurance: Protect the things you value in your home
Contents insurance covers your household items and personal belongings if they're damaged, lost or stolen. This can include your furniture, clothes, computer, fridge, television, tools and jewellery. If you own your home, you can bundle your contents insurance with your home insurance. This is usually cheaper than having separate policies. Getting the right contents insurance When […]
How to save and budget
Finding it hard to save money or stick to a budget? Working out a realistic budget is a great way to take control of your finances. Although it may seem like a chore, it's an important part of managing your money. The benefits of budgeting A budget shows you how much money you’re earning, how […]